REFUGEE INTEGRATION LOAN

You might also be able to get a Refugee Integration Loan. If you get a loan you will pay it back through regular payments, but it is interest free - you only pay back what you have borrowed.

You can apply for an integration loan if you: are a refugee; have been given humanitarian protection (after 11 June 2007); are a dependant of a refugee or someone here under humanitarian protection.

Download and fill in the application form Refugee integration loan: How to apply - GOV.UK (www.gov.uk)

You will be asked for your National Insurance (NI) number - if you do not have one, you can apply for one at your local Jobcentre Plus. They will ask for your biometric residence permit, immigration status document or passport and a bank statement or letter confirming your bank details.

Scan or photograph the completed form and supporting documents and email them to integrationloan@homeoffice.gov.uk.

Loans are usually paid into your bank or building society account.

Repaying the loan

You will not usually have to start repaying the loan until 6 weeks after you get the money. How much and how you pay depends on your circumstances. For example, you may have to pay more and in a shorter time if you start working.

Your loan will not usually affect any income-related benefits you get unless you have more than £6,000 in savings.